There are various situations that may require you to update your auto insurance policy. Very often, policyholders do not realize that they are required to update their car insurance when they get married, move or buy a new car.
These recommendations cover the various situations that may require you to update your car insurance policy:
Buying a car
Every time you buy or sell a car you need to update your auto insurance policy. If you purchase a new vehicle, will not be automatically covered by the current auto insurance. Be sure to add the vehicle to your policy before you drive it for the first time. The same goes for a car you sell. Once the transfer of ownership of the vehicle is completed, be sure to contact your auto insurance company and remove the car from your policy. Otherwise, you would pay for a car to ensure that the cover is no longer necessary.
?a neopatentato
The age when young drivers are not automatically added and covered by the insurance car. However, as a driver as part of his family, parents are required to add on their bills. You should contact your auto insurance agent once the adolescent becomes neopatentato.
Marriages or divorces
When and if you marry or divorce, it is important to add / remove your spouse from your policy. If you are married and you move in the same house, you must add your spouse as a driver on your policy. It can also be useful to ensure both cars in a single bill in order to benefit from savings. If you are divorced and separated, will also be helpful to remove the former spouse from your policy, because you no longer need coverage.
It moves us
Each time you transfer, you must inform your car insurance company of the date of transfer and the new address. Your car insurance rates are often based in part on an address where the vehicle is parked in this way you could see some changes in interest rates during this period.
When you finish paying your car
When you finance a vehicle is often required to bring a certain amount of auto insurance coverage that may be above and beyond what they actually prefer for your vehicle. If you pay your car lease is necessary to review the coverage and ask your auto insurance agent, if you still need the coverage required by those from the car leasing.
For example, some lenders and tenants require a comprehensive insurance while the vehicle is financed. However, if the vehicle has depreciated, it may not make sense to carry comprehensive coverage. Your insurance agent is a good person to ask for your specific situation.
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